Tools / Income tax
Estimate your 2026 federal income tax, self-employment tax and refund or balance due in under a minute. Built on the IRS's official 2026 brackets and standard deductions.
Paying ahead
Pay about $0 by Jan 15, 2027
That's the last 2026 estimated-tax deadline. If your income stays similar, plan on about $0 per quarter for 2027.
Your income is above the simple QBI range, so we left that deduction out. It may still apply. That's worth a conversation.
Get a real review of your return2026 federal brackets and standard deductions, the extra deduction for taxpayers 65 and older (including the new $6,000 senior deduction), self-employment tax, half of self-employment tax as an adjustment, a simplified 20% qualified business income deduction, the $2,200 child tax credit, and the 0.9% additional Medicare tax.
State taxes (Florida has no state income tax), capital gains rates, the earned income credit, education credits, the new tips and overtime deductions, retirement contributions and the alternative minimum tax. Use the result as a planning estimate, not a filed return.
Usually, if you expect to owe $1,000 or more. Paying at least 100% of last year's total tax (110% if your income was over $150,000) through withholding and quarterly payments generally avoids an underpayment penalty. The calculator suggests a quarterly amount when you owe more than $1,000, or use the quarterly estimated tax calculator for a full schedule.
Figures: IRS Revenue Procedure 2025-32 and the Social Security Administration's 2026 wage base ($184,500). This tool gives general estimates only and isn't tax advice.